Know your score unlock better ₹ates
Check your credit score instantly for free. No hidden charges, no impact on your score. Get personalized loan offers based on your creditworthiness.
750+ = Premium rates
Your Credit Score is Your
Financial Superpower
A good credit score isn't just a number — it's the key that unlocks better financial opportunities
Save ₹2-5 Lakhs
In Interest Payments
A score of 750+ can get you 2-4% lower interest rates, saving lakhs over the loan tenure
24-Hour Approvals
Instant Decisions
Good credit scores fast-track your application. Get approved in hours, not weeks
Higher Limits
Unlock More Credit
Qualify for larger loan amounts and premium credit cards with excellent scores
Understanding Credit Score Ranges
Where do you stand? Check your score to find out.
Difficult to get approved. Focus on building credit history.
Limited options with higher interest rates.
Good rates available. Room for improvement.
Best rates and terms. Premium card eligibility.
5 Ways to Boost Your Score
Take control of your financial future with these proven strategies
Pay Bills on Time
Payment history is the most important factor. Set up automatic payments to never miss a due date.
Keep Credit Utilization Low
Use less than 30% of your available credit. Lower is better - aim for under 10%.
Don't Close Old Accounts
Length of credit history matters. Keep old cards active even if you don't use them often.
Limit Hard Inquiries
Too many credit applications in a short time can hurt your score. Apply only when necessary.
Monitor Your Credit Report
Check for errors regularly. Dispute any inaccuracies you find with the credit bureau.
Why Choose LendingLeaf?
RBI-Registered Lenders
Compare offers from multiple verified banks & NBFCs
Quick Eligibility
Check your eligibility in just 2 minutes
Transparent Terms
No hidden fees — everything upfront
100% Digital
Paperless process, anytime anywhere
Secure & Encrypted
Bank-grade security for your data
Consent-Based
Your data shared only with your permission
Loan Features at a Glance
₹5,000 – ₹10,00,000
3 – 60 months
10% – 36% p.a.
Up to 2%
• Processing fee up to 2% of loan amount (+ applicable taxes)
• Late payment, prepayment & foreclosure fees may apply as per lender policy
Our Lending Partners
RBI-registered Banks & NBFCs only
Representative Example
For a loan of ₹2,00,000 at 15% APR for 24 months:
Monthly EMI
₹9,699
Total Repayment
₹2,32,776
*Includes Principal + Interest
How It Works
Check Eligibility
Fill basic details & income info
Compare Offers
View personalized loan offers
Choose & Apply
Complete KYC online
Get Disbursal
Amount credited to your account
Data Privacy & Security
- We collect only essential information to assess loan eligibility
- All data is encrypted and stored securely
- We never sell or share information without consent
- Request deletion of your data anytime
Support & Grievance
LendingLeaf (a product of Digitar Media Pvt. Ltd.)
Complaints? Write to grievance@lendingleaf.in. We resolve queries within 7 working days. Escalate to lender's grievance officer or RBI Ombudsman if unresolved.
Disclaimer: LendingLeaf is not a lender. It acts solely as a digital loan aggregator operated by Digitar Media Pvt. Ltd. All loan approvals, rates, and disbursals are subject to lender policies, eligibility, and credit checks. We do not charge users any fees for loan comparison services.
Last updated: October 2025